Please read these terms carefully before using our platform. By creating an account and placing bets on xl88, you agree to be bound by these Terms & Conditions.
Last Updated: January 1, 2026 | Effective Date: January 1, 2026
In these Terms & Conditions, unless the context requires otherwise, the following terms shall have the meanings assigned to them below:
By registering an account on xl88, accessing our Website, placing any bet or wager, or using any of our Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions in their entirety, together with our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference.
If you do not agree with any provision of these Terms & Conditions, you must immediately cease using the xl88 platform and refrain from creating an account or placing any bets. Continued use of our Services after any amendment to these Terms constitutes acceptance of the modified Terms.
xl88 reserves the right to amend, modify, or update these Terms & Conditions at any time without prior notice. Any changes will be effective immediately upon posting to this page. Users are responsible for reviewing these Terms regularly. The "Last Updated" date at the top of this document indicates when the most recent changes were made.
To register an account and use the xl88 platform, you must meet all of the following eligibility requirements:
You must be at least 21 years of age or older. xl88 operates a strict age verification policy. We reserve the right to request government-issued identification documents (KTP, passport, or driver's license) at any time to verify your age. Accounts found to belong to individuals under 21 years of age will be immediately suspended, all bets voided, and funds forfeited.
You must be a resident of Indonesia or physically located within Indonesia at the time of registration and at the time of placing bets. xl88 primarily serves the Indonesian market and tailors its services, payment methods, and customer support to Indonesian players. You are responsible for ensuring that your use of xl88 complies with all applicable local, regional, and national laws in your jurisdiction.
You must have full legal capacity to enter into a binding contract under Indonesian law. You must not be under any legal disability, restriction, or prohibition that would prevent you from entering into these Terms & Conditions or using gambling services.
You may hold only one account per person. Multiple accounts registered by the same individual, whether using the same or different personal details, payment methods, or devices, are strictly prohibited. If xl88 detects multiple accounts belonging to the same person, we reserve the right to close all such accounts, void all bets, confiscate all balances, and withhold any winnings.
You must not be an employee, contractor, affiliate, or family member of an employee of xl88 or any of our business partners, game providers, or service providers. You must not be acting on behalf of any third party or engaging in any form of professional or syndicated betting activity without prior written authorization from xl88.
Important: By creating an account, you represent and warrant that you meet all eligibility requirements. Providing false information during registration or verification is grounds for immediate account termination and forfeiture of all funds.
To register an account with xl88, you must provide accurate, complete, and current personal information including your full legal name, date of birth, email address, mobile phone number, residential address, and preferred currency (IDR). All information provided must match your official government-issued identification documents.
xl88 operates a comprehensive Know Your Customer (KYC) verification process. You may be required to submit identity documents, proof of address, and proof of payment method ownership at any time, including before your first withdrawal. Failure to complete KYC verification within the requested timeframe may result in account suspension and withdrawal restrictions until verification is complete.
You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. You are fully responsible for all activity that occurs under your account, whether authorized by you or not. If you suspect unauthorized access to your account, you must notify xl88 immediately via our customer support channels.
xl88 employs industry-standard security measures including 256-bit SSL encryption to protect your account and personal data. However, you also have responsibilities for account security. You must use a strong, unique password and never use the same password across multiple websites. You must log out of your account after each session, particularly when using shared or public devices.
xl88 supports deposits and withdrawals via major Indonesian banks including BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, and BSI (Bank Syariah Indonesia), as well as popular Indonesian e-wallets including OVO, DANA, GoPay, ShopeePay, and LinkAja. All payment methods are subject to availability and may change without notice.
Minimum deposit amounts vary by payment method, typically ranging from Rp 25,000 to Rp 50,000. Maximum deposit limits may apply based on your account status and payment method. Deposits are typically credited to your xl88 account instantly. xl88 does not charge fees for deposits, though your bank or e-wallet provider may impose their own transaction fees.
Minimum withdrawal amounts vary by payment method, typically ranging from Rp 50,000 to Rp 100,000. Withdrawals are processed within 5 to 15 minutes for verified accounts during normal operating hours. VIP account holders may be eligible for faster processing times. xl88 reserves the right to request additional verification documents before processing any withdrawal.
For security and anti-money-laundering purposes, withdrawals must be made to a payment account registered in your own name and matching the name on your xl88 account. We do not permit third-party deposits or withdrawals. Attempting to deposit from or withdraw to a payment method not in your name may result in account suspension.
xl88 operates strict anti-money-laundering (AML) policies in accordance with international standards. All deposits must be wagered at least once (1x turnover) before the funds can be withdrawn. Deposits that are withdrawn without any betting activity may be subject to administrative fees. We reserve the right to report suspicious transactions to relevant authorities.
All bets are subject to these Terms & Conditions and the specific rules of each game, sport, or betting market. Bets are considered accepted only when confirmed by the xl88 system and appear in your account betting history. Once a bet is confirmed, it cannot be changed or cancelled unless otherwise specified in the specific game rules or unless xl88 determines there was a technical error.
Sports betting markets cover domestic Indonesian leagues such as BRI Liga 1, as well as international competitions including the English Premier League, La Liga, Serie A, Bundesliga, UEFA Champions League, FIFA World Cup, and hundreds of other leagues and tournaments. Odds are subject to change in real-time based on market conditions. Live in-play betting odds fluctuate throughout the event. xl88 reserves the right to refuse, limit, or void any bet at our discretion, particularly in cases of obvious pricing errors, technical glitches, or suspicious betting patterns.
Live casino games are streamed in real-time from professional studios operated by certified third-party providers. Game results are determined by certified Random Number Generators (RNG) or live dealer actions and are final. Slot games display their Return to Player (RTP) percentage, which represents the theoretical long-term payout rate. Actual short-term results may vary significantly from the stated RTP.
Lottery products including togel (Indonesia's traditional numbers lottery) are subject to official draw results from certified lottery operators. Sabung ayam (cockfighting) results are determined by live matches streamed from licensed arenas in the Philippines, Thailand, and Cambodia, with outcomes determined by licensed referees at those venues.
xl88 reserves the right to void any bet in cases of obvious error, technical malfunction, fraudulent activity, match-fixing, or any other circumstance where allowing the bet to stand would be unfair or contrary to the spirit of fair play. In the event of a dispute, xl88's decision is final. Players may contact customer support to appeal a decision, but xl88 is under no obligation to alter its ruling.
Bonuses and promotions are offered at xl88's sole discretion and are subject to specific terms and conditions attached to each promotion. Unless otherwise stated, bonuses are available only to players who have completed account verification (KYC). xl88 reserves the right to exclude any player from promotional offers if we suspect bonus abuse or violation of our terms.
All bonuses are subject to wagering requirements (also known as turnover or playthrough requirements) that must be met before any bonus funds or winnings derived from bonus funds can be withdrawn. Wagering requirements typically range from 10x to 40x the bonus amount or the combined deposit plus bonus amount, depending on the specific promotion. Different game types contribute different percentages toward wagering requirements: slots typically contribute 100%, while live casino games may contribute only 10%.
While bonus funds are active and wagering requirements are incomplete, certain restrictions apply. Maximum bet limits (typically Rp 25,000 per spin for slots or Rp 100,000 per bet for sports) may be enforced. Certain games may be excluded from bonus play or contribute 0% toward wagering requirements. Attempting to withdraw funds before completing wagering requirements will result in forfeiture of the bonus and any winnings derived from it.
xl88 has zero tolerance for bonus abuse. Prohibited activities include but are not limited to: creating multiple accounts to claim the same bonus repeatedly, using betting strategies designed to guarantee profit while clearing wagering requirements (hedging, arbitrage), colluding with other players, or any other activity that gives the player an unfair advantage. Players found engaging in bonus abuse will have all bonuses and winnings confiscated, and their accounts permanently closed.
xl88 is committed to preventing underage gambling. Our platform is strictly for users aged 21 and above. We employ age verification procedures and reserve the right to request identification documents at any time. Parents and guardians are encouraged to use internet filtering software to prevent minors from accessing gambling websites.
xl88 provides several responsible gaming tools to help players manage their gambling activity. These include deposit limits (daily, weekly, monthly), loss limits, session time limits, reality check reminders, and self-assessment questionnaires. All tools can be accessed and configured from your account settings panel.
Players who feel they need a break from gambling can voluntarily self-exclude their account for a period of 1 month, 3 months, 6 months, 1 year, or permanently. During the self-exclusion period, you will not be able to access your account, deposit funds, or place bets. Self-exclusion requests are processed immediately and cannot be reversed until the exclusion period expires. For more details, please refer to our Responsible Gaming page.
If you believe gambling is negatively affecting your life, relationships, or financial situation, please seek help immediately. Contact our customer support team 24/7 for confidential assistance. We can connect you with professional counseling resources and gambling addiction support organizations.
You may close your account at any time by contacting customer support. Before closure, you must withdraw all remaining funds in your account balance. Once an account is closed, it cannot be reopened. You may register a new account in the future, subject to meeting all eligibility requirements.
xl88 reserves the right to suspend or permanently close any account at our sole discretion, with or without cause, and with or without prior notice. Reasons for account closure may include but are not limited to: breach of these Terms & Conditions, providing false or misleading information during registration, fraudulent activity, money laundering, bonus abuse, underage gambling, account hacking attempts, abusive behavior toward staff, or any activity that xl88 deems harmful to the integrity of our platform.
If your account is closed due to violation of these Terms, xl88 reserves the right to void all pending bets, confiscate account balances, and withhold any winnings. If your account is closed without fault on your part (for example, due to a business decision by xl88), any remaining funds in your account will be returned to you, subject to completion of any pending wagering requirements and verification procedures.
All content on the xl88 website, including but not limited to text, graphics, logos, images, software, game interfaces, and the overall design and layout of the platform, is the intellectual property of xl88 or our licensors and is protected by Indonesian and international copyright, trademark, and intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the xl88 platform solely for personal, non-commercial entertainment purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any xl88 content without our express written permission. Any unauthorized use may result in account termination and legal action.
To the fullest extent permitted by applicable law, xl88 and its directors, officers, employees, partners, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the xl88 platform, including but not limited to loss of profits, loss of data, loss of goodwill, service interruptions, computer damage, or any other commercial losses.
xl88 operates the platform on an "as is" and "as available" basis. We do not warrant that the platform will be uninterrupted, error-free, or free from viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information, odds, or results displayed on the platform. You use the xl88 platform at your own risk.
You agree to indemnify, defend, and hold harmless xl88 and its affiliates, partners, officers, directors, employees, contractors, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your violation of these Terms & Conditions, your use of the xl88 platform, your violation of any third-party rights, or any fraudulent or illegal activity conducted through your account.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which xl88 operates, without regard to conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the xl88 platform shall first be attempted to be resolved through good-faith negotiations between you and xl88.
If a dispute cannot be resolved through negotiation within 30 days, you agree that the dispute shall be resolved through binding arbitration in accordance with the rules of a recognized arbitration body. The arbitration shall be conducted in English. The decision of the arbitrator shall be final and binding on both parties.
If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed from these Terms, and the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.
If you have any questions, concerns, or disputes regarding these Terms & Conditions, please contact xl88 customer support through the following channels:
Our customer support team operates 24 hours a day, 7 days a week, and is staffed by native Indonesian-speaking representatives who can assist you with any questions or issues related to your xl88 account.
Acknowledgment: By using the xl88 platform, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any part of these Terms, you must not use our services.
You must be at least 21 years old and a resident of Indonesia to register and use xl88. We operate strict age verification and will request government-issued ID to confirm your identity.
You are responsible for maintaining the confidentiality of your account credentials. Never share your password, and notify us immediately if you suspect unauthorized access to your account.
Deposits and withdrawals must be made using payment methods registered in your own name. Third-party transactions are prohibited for security and anti-money-laundering compliance.
All bonuses are subject to wagering requirements before withdrawal. Maximum bet limits and game restrictions apply while bonuses are active. Bonus abuse results in immediate forfeiture.
xl88 provides deposit limits, loss limits, session timers, and self-exclusion tools. If gambling becomes a problem, use our responsible gaming controls or contact support for help.
We reserve the right to void bets, close accounts, or confiscate winnings in cases of fraud, bonus abuse, underage gambling, or any violation of these Terms & Conditions.
Our customer support team is available 24/7 to answer any questions about our Terms & Conditions, account policies, or platform rules.